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The following is a brief overview of the buying process. If you have
any additional questions, or would like us to list your property,
please don't hesitate to
Contact Us. To begin your planning, we recommend a personal
meeting and of course we keep every conversation completely
confidential.
Finding the Right Home
Engaging the services of a professional broker like North County is
the key to finding the right home for you. Purchasing any property can
be a complicated procedure and we know what information you need to
make an educated selection. We are there with you every step of the
way.
Financing
The very first step you need to make, before you even put one foot in
a property, is to get pre-qualified for financing. It has never
been more important than it is today, with tighter credit guidelines,
to have a professional mortgage broker do a full financial evaluation
for you prior to attempting to select a property. Also, sellers
typically demand proof that you are pre-qualified before they'll
review any offers.
Prequalification allows you to determine which financing options are
available based on your individual circumstances and establishes which
price range will best accomplish your purchase objectives. North
County Properties can recommend lenders who can assist you with this
step.
Making an Offer
In order to determine if the seller of your selected home will agree
to your price and terms, you make an offer through a contract to
purchase. You do this first, prior to doing any due diligence,
inspections or costly research on the property. Of course, the offer
will be subject to your independent verification of the due diligence
information. We counsel you on how best to structure your offer to not
only accomplish a "meeting of the minds" between you and the seller,
but also to not overpay.
Contract Negotiation
We professionally prepare the offer to purchase for your selected home
and expertly handle all the negotiations with the seller. As the
acquisition proceeds, we manage each step of the transaction and
handle any obstacles as they arise in order to maintain an orderly
progression. Additionally, we serve as the conduit between you and the
seller for timely news and information about the purchase.
Due Diligence (Research)
The due diligence process involves the investigation of any or all of
the following by you or a professional third party; the condition of
the property, possible uses of the property (zoning, etc),
pest/roof/septic/well/other inspection, material defects, survey,
title, legal issues and more. Each contract is structured to
include time for you to research all the necessary items specific to
your purchase.
Closing the Transaction
Throughout the entire transaction, North County Properties is with
you. From the initial selection of your new home through the closing
and beyond, we keep your objectives top of mind, taking the stress out
of a sometimes complicated purchase.
Please contact us
to discuss the possibilities for your property. |
