The following is a brief overview of the buying process. If you have any additional questions, or would like us to list your property, please don't hesitate to Contact Us. To begin your planning, we recommend a personal meeting and of course we keep every conversation completely confidential.

Finding the Right Home

Engaging the services of a professional broker like North County is the key to finding the right home for you. Purchasing any property can be a complicated procedure and we know what information you need to make an educated selection. We are there with you every step of the way.

Financing

The very first step you need to make, before you even put one foot in a property, is to get pre-qualified for financing. It has never been more important than it is today, with tighter credit guidelines, to have a professional mortgage broker do a full financial evaluation for you prior to attempting to select a property. Also, sellers typically demand proof that you are pre-qualified before they'll review any offers.

Prequalification allows you to determine which financing options are available based on your individual circumstances and establishes which price range will best accomplish your purchase objectives. North County Properties can recommend lenders who can assist you with this step.

Making an Offer

In order to determine if the seller of your selected home will agree to your price and terms, you make an offer through a contract to purchase. You do this first, prior to doing any due diligence, inspections or costly research on the property. Of course, the offer will be subject to your independent verification of the due diligence information. We counsel you on how best to structure your offer to not only accomplish a "meeting of the minds" between you and the seller, but also to not overpay.

Contract Negotiation

We professionally prepare the offer to purchase for your selected home and expertly handle all the negotiations with the seller. As the acquisition proceeds, we manage each step of the transaction and handle any obstacles as they arise in order to maintain an orderly progression. Additionally, we serve as the conduit between you and the seller for timely news and information about the purchase.

Due Diligence (Research)

The due diligence process involves the investigation of any or all of the following by you or a professional third party; the condition of the property, possible uses of the property (zoning, etc), pest/roof/septic/well/other inspection, material defects, survey, title, legal issues and more. Each contract is structured to include time for you to research all the necessary items specific to your purchase.

Closing the Transaction

Throughout the entire transaction, North County Properties is with you. From the initial selection of your new home through the closing and beyond, we keep your objectives top of mind, taking the stress out of a sometimes complicated purchase.

Please contact us to discuss the possibilities for your property.